Title and settlement charges
Includes lender title policy estimate, endorsements, CPL, settlement, and recording assumptions.
Buyer estimate
Calculate a buyer cash-to-close estimate.
Estimate down payment, title charges, lender costs, escrows, prepaids, recording, and credits before the final lender disclosure arrives.
Buyer closing cost calculator
Estimate the cash a buyer may need at closing.
This calculator separates the pieces buyers usually confuse: down payment, title and settlement charges, lender costs, prepaid interest, tax and insurance escrows, recording, and seller/lender credits.
- Uses Keystone’s Indiana title-rate planning assumptions.
- Lets you adjust lender fees, taxes, insurance, settlement fees, and credits.
- Shows cash-to-close as a planning estimate, not a Loan Estimate or Closing Disclosure.
Lender-side costs
Add origination, appraisal, credit report, and other services from the lender estimate.
Taxes, insurance, and interest
Estimate prepaid interest plus property tax and insurance escrow deposits.
Credits reduce cash due
Seller concessions, lender credits, and earnest money can be entered as credits when known.
Next step
Need Keystone to review it?
Send the request and Keystone will route it to the correct team.